Chiropractic Malpractice Insurance Premiums

Rates Effective February 01, 2012
Prior Acts

• Commencing the 3rd year of renewal a 2% loyalty reduction will be
  applied to this policy.
• CAC, ICA & WCA members please reduce the premiums (below)
  2% per affiliation.
• In addition to the premiums (below) Ontario residents/chiropractors,
  please add Provincial Sales tax of 8%. All other provinces are exempt.
  Ontario residents, only, please add 8% Provincial Sales Tax.
• An Annual Chiropractic Agency fee of $150.00 fee is in addition
  to premiums posted below. The Chiropractic Agency Fee will be
  invoiced directly to the policyholder, and is not payable on the
  preauthorized monthly payment plan.

$1,000,000 Per Claim / $3,000,000 Aggregate   $2,524.00 Prior Acts Included
$2,000,000 Per Claim / $4,000,000 Aggregate   $3,081.00 Prior Acts Included

New Graduates
Annual Premium for 1st year of practice. Qualifying period is within 6 months of
graduation. No prior acts included. Retroactive coverage date commences at policy
commencement date.

$1,000,000 Per Claim / $3,000,000 Aggregate $1,855.00
$2,000,000 Per Claim / $4,000,000 Aggregate $2,264.00

Optional Adjunctive Coverages
Chiropractic Care To Animals, Acupuncture, Homeopathy/Naturopathy coverage(s)
are only available as a rider to Chiropractic Professional Liability Insurance Policy.
Limits of coverage must concur with Chiropractic Limits.

Chiropractic Care To Animals
Qualification for this coverage is based upon the completion of a course in Animal
Chiropractic recognized by the Provincial Chiropractic Licensing Board in the
policyholder’s jurisdiction.

$1,000,000 Per Claim / $3,000,000 Aggregate $284.00
$2,000,000 Per Claim / 4,000,000 Aggregate $347.00

Needle Insertion Acupuncture
$1,000,000 Per Claim / $3,000,000 Aggregate $284.00
$2,000,000 Per Claim / 4,000,000 Aggregate $347.00

Homeopathy/Naturopathy
$1,000,000 Per Claim / $3,000,000 Aggregate $284.00
$2,000,000 Per Claim / 4,000,000 Aggregate $347.00

Coverage Effective Date
Underwriting of your application commences the day of faxed receipt.
In most cases coverage may commence the day of receiving your application…
of course… acceptance of your policy is based upon a favorable underwriting review.

Current Chiropractic Malpractice Insurance Premiums
Chiropractic Malpractice Policy Features
How To Apply for Chiropractic Malpractice Insurance
Chiropractic Malpractice Insurance Application

To read the following documents you will need Adobe PDF Reader to open the
files. If you don't already have it, you can download it for free here.

Policy Wordings
Request A Certificate Of Insurance
Change of Banking Information
Change of Mailing Address